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Exploring the Most Affordable Cities in Canada

In today’s fast-paced world, finding an affordable city to call home has become increasingly important. With skyrocketing house prices and a rising cost of living, many are searching for a place to comfortably live without breaking the bank. But fear not. Canada has a wealth of hidden gems waiting to be discovered!

The average home price in Canada may seem daunting at first glance. Despite this, there are still plenty of cities that offer housing costs well below the national average. In these affordable havens, you’ll find that the median income is often sufficient to support a comfortable lifestyle, and the average house price is much more attainable.

With this in mind, we’ll explore some of the most budget-friendly cities in Canada. They offer a welcoming and vibrant community, a reasonable cost of living, and, most importantly, an affordable housing market.

These cities might not be the bustling capital city of their respective provinces. However, they are still worth considering if you’re looking for an affordable place in the Great White North.

From provincial sales tax incentives to affordable housing initiatives, these Canadian cities have managed to create environments that cater to a wide range of budgets and lifestyles.

So, let’s dive in and uncover some of the best-kept secrets in the Canadian real estate landscape. In these places, you can find that perfect balance between affordability and quality of life.

Moncton, New Brunswick

Overview and Location

Moncton, one of the most affordable cities in Canada, is a vibrant and diverse gem located in the southeastern region of New Brunswick.

As the largest city in the province, Moncton offers a perfect blend of urban amenities and natural beauty. The Petitcodiac River and the Bay of Fundy are right at its doorstep.

With its convenient location, Moncton is just a short drive away from major cities such as Halifax, Nova Scotia, and Quebec City. This affordable city boasts a rich Acadian history and a bilingual community that welcomes newcomers with open arms.

Main Street of Moncton Downtown

Cost of Living


The average home price in Moncton is significantly below the national average. As a result, it is an attractive destination for those seeking an affordable housing market. Housing prices here are among the cheapest cities in the country, with the average house price hovering around $200,000. This makes homeownership a realistic goal for many families and individuals.

The rental market in Moncton is equally appealing. The average cost for a one-bedroom apartment in the city center ranges between $800 and $1,000 per month. This level of housing affordability is difficult to find in other Canadian cities of a similar size.


Getting around Moncton is both convenient and affordable. The city’s public transit system, Codiac Transpo, offers reasonable fares. A single-ride ticket costs $3 and a monthly pass is priced at $70. Moncton is also a car-friendly city, featuring well-maintained roads and relatively low traffic congestion.

Gas prices in Moncton tend to be more affordable compared to other cities in the region. In addition, the city’s compact size means shorter commutes and reduced transportation costs overall.


Moncton’s cost of living extends to the grocery stores. The city’s residents enjoy average costs that are lower than those in many other Canadian cities.

Local markets and larger grocery chains offer a wide range of competitively priced products. Thanks to this, families can save on food budgets without sacrificing quality or variety.

Employment Opportunities

Moncton’s job market is diverse and continually growing. Major industries such as healthcare, retail, education, and customer service provide ample employment opportunities.

The city also boasts a thriving IT sector, with companies like IBM and Tech Mahindra establishing a presence there. This diverse job market attracts skilled workers nationwide, contributing to the city’s steady economic growth.

Local Attractions and Recreational Activities

Moncton is a city brimming with recreational activities and local attractions. Outdoor enthusiasts can explore the beautiful parks, like Centennial Park and Mapleton Park, or visit the stunning Hopewell Rocks on the Bay of Fundy.

The Magnetic Hill Zoo and Magic Mountain Water Park provide fun-filled experiences for families. Moreover, culture buffs can indulge in the local arts scene by visiting the Capitol Theatre or the Moncton Museum.

Education and Healthcare Facilities

Moncton offers a range of high-quality education and healthcare facilities, making it an ideal place for families and individuals alike.

The city is home to two universities, Université de Moncton and Crandall University, and the New Brunswick Community College, providing ample opportunities for higher education.

Healthcare services in Moncton are robust, with the city’s two major hospitals. The Moncton Hospital and Dr. Georges-L.-Dumont University Hospital Centre offer top-notch medical care to residents. These facilities are well-equipped and staffed by skilled professionals, ensuring the community receives comprehensive healthcare services.

Moncton stands out as one of the most affordable cities in Canada for good reasons. Its lower-than-average housing prices, reasonable transportation costs, and affordable grocery options make it attractive for those seeking a budget-friendly place to call home.

With a diverse job market, excellent education and healthcare facilities, and an array of recreational activities, Moncton is a hidden gem that offers its residents an exceptional quality of life. If you’re considering a move to an affordable city in Canada, Moncton should be on your radar.

Laval, Quebec

Overview and Location

Nestled just north of Montreal, Laval is one of the most affordable cities in Canada and the third-largest city in Quebec.

This picturesque city is situated on Île Jésus, an island in the middle of the Rivière des Prairies and the Saint Lawrence River. Laval’s proximity to Montreal and Quebec City makes it an ideal location for those who want to enjoy the perks of big city life without the high costs associated with living in more expensive cities.

Aerial view in Laval

Cost of Living


Laval boasts average home prices that are notably below the national average, making it an attractive option for potential homebuyers.

Single-family homes in Laval have an average price of around $420,000. It is notably cheaper than neighboring Montreal and other urban regions in Quebec. This housing affordability allows residents to enjoy a higher quality of life at a lower cost.

For renters, Laval offers competitive property prices compared to other cities in the province. The average rent for a one-bedroom apartment in the city center ranges from $1200 to $1,500 monthly. This provides a more budget-friendly alternative to Montreal’s rental market.


Laval’s public transportation system is well-developed and affordable. The Société de Transport de Laval (STL) offers bus services throughout the city, with a single ride costing $3.50 and a monthly pass priced at $105.

Laval is connected to the city by train and metro services for those who need to commute to Montreal. This makes daily commutes seamless and cost-effective.

Gas prices in Laval are comparable to those in other parts of Quebec, and owning a car is a viable option for many residents. However, the city’s comprehensive public transportation network offers a budget-friendly alternative for those looking to reduce their transportation costs.


Grocery costs in Laval are generally on par with the national average, offering residents a range of shopping options at competitive prices. From local markets to large chain supermarkets, Laval’s grocery stores provide various products that cater to diverse tastes and budgets.

The city’s proximity to urban areas also means that residents can access a greater selection of specialty stores and exclusive deals.

Employment Opportunities

Laval’s diverse economy offers ample job opportunities in sectors such as healthcare, retail, manufacturing, and technology. The city also has a growing presence in the biotechnology and pharmaceutical industries, attracting highly skilled professionals.

Additionally, Laval’s proximity to Montreal opens up even more job prospects for its residents in various industries, including finance, media, and technology.

Cultural Attractions and Entertainment

Laval is a city with a rich history and a vibrant cultural scene. Residents can explore historical sites such as the Saint-Vincent-de-Paul Church, attend performances at the Maison des Arts de Laval, or immerse themselves in nature at the stunning Centre de la Nature.

The Cosmodôme Space Science Centre and SkyVenture indoor skydiving facility offer unique and exciting experiences for families.

Education and Healthcare Facilities

Laval is home to many excellent educational institutions, including the Université de Montréal’s Laval campus and Cégep Montmorency, a renowned college offering a range of programs. The city also has a strong network of primary and secondary schools catering to French and English-speaking students.

In terms of healthcare, Laval residents have access to top-notch medical facilities, such as the Centre Hospitalier de l’Université de Montréal (CHUM) and the Cité de la Santé de Laval.

These well-equipped hospitals, numerous clinics, and specialized healthcare centers provide comprehensive medical services to the community. The residents are ensured to have access to quality healthcare close to home.

Laval is an ideal destination for those seeking an affordable yet vibrant lifestyle in one of the most affordable cities in Canada.

With housing prices, a robust job market, and access to quality education and healthcare facilities, Laval offers residents a comfortable and fulfilling living experience.

The city’s rich cultural attractions and entertainment options, combined with its well-connected transportation system, make Laval an attractive and budget-friendly option for those looking to live in the beautiful province of Quebec.

Regina, Saskatchewan

Overview and Location

Regina, the capital city of Saskatchewan, is one of the most affordable cities in Canada, with a charming atmosphere and a rich cultural heritage. Situated in the southern part of the province, Regina offers residents a perfect balance of urban amenities and natural beauty, with the picturesque Wascana Lake at its heart.

Regina skyline from Wascana Park

Cost of Living


Regina’s low living costs are particularly evident in its housing market. The average home price in this vibrant city is significantly below the national average, making it one of Canada’s cheapest places to live.

With an average house price of around $350,000, Regina provides an affordable alternative to the high cost of housing in many other Canadian cities.

Renters will also find Regina’s rental market budget-friendly, with one-bedroom apartments in the city center ranging from $900 to $1,450 monthly. This affordability makes Regina an attractive destination for singles, families, and retirees.


Regina’s public transportation system, operated by Regina Transit, offers a cost-effective option for getting around the city. A single fare costs $3.25, while a monthly pass costs $88.

The city’s grid layout and well-maintained roads make driving a viable option for residents, with fuel prices that are generally lower than those in neighboring provinces.


Regina’s low living costs extend to its grocery market, where residents can find various competitively priced products at local markets and larger chain stores.

The city’s living index is lower than many other urban centers in the country, making it an appealing place for those looking to save on their grocery bills without compromising on quality or variety.

Employment Opportunities

Regina boasts a diverse economy with solid job growth in public administration, renewable energy, and agriculture sectors. These industries offer many job opportunities for skilled workers, contributing to the city’s relatively low unemployment rate.

Additionally, Regina’s proximity to Saskatchewan’s rich resources has helped develop a thriving mining and energy sector, creating even more employment prospects.

Outdoor Activities and Sports

Outdoor enthusiasts will find plenty to do in and around Regina. The city’s extensive park system, including the beautiful Wascana Centre, offers numerous opportunities for walking, cycling, and picnicking.

Residents can also enjoy water sports on Wascana Lake or visit nearby provincial parks like Buffalo Pound and Echo Valley for hiking, camping, and fishing.

Regina is home to the Saskatchewan Roughriders, a Canadian Football League team, offering sports fans the chance to experience exciting live games at Mosaic Stadium.

The city also has various recreational facilities, such as the Cooperators Centre and the Lawson Aquatic Centre, catering to sports enthusiasts of all ages.

Education and Healthcare Facilities

Regina is home to the University of Regina and Saskatchewan Polytechnic, which offer various programs for students pursuing higher education. The city’s primary and secondary schools provide quality education to students across various neighborhoods.

Healthcare services in Regina are top-notch, with the Regina General Hospital and Pasqua Hospital providing comprehensive medical care to residents. These well-equipped facilities, numerous clinics, and specialized healthcare centers ensure the community can access quality healthcare services close to home.

With its attractive housing prices, diverse job market, and excellent education and healthcare facilities, Regina is a fantastic option for those seeking an affordable yet fulfilling lifestyle in one of Canada’s most affordable cities.

The city’s low living costs and abundance of outdoor activities and sports make Regina an ideal destination for individuals and families looking to enjoy a high quality of life without breaking the bank.

If you’re searching for a city that offers the perfect balance of urban amenities and natural beauty, Regina should be at the top of your list of affordable cities in Canada.

Abbotsford, British Columbia

Overview and Location

Abbotsford, the second largest city by area in the country, is located in the heart of the Fraser Valley in British Columbia, Canada. This city offers residents a unique mix of urban amenities and picturesque countryside living with a European feel.

Aerial view of Fraser Valley from Abbotsford

Its proximity to the US border and Vancouver makes it an attractive option for those seeking a more affordable lifestyle without sacrificing accessibility to major urban centers.

Cost of Living


Abbotsford’s housing market is considerably more affordable than that of nearby Vancouver. The average home price in Abbotsford is around $839,072, which, while higher than some other cities on this list, is still a lot cheaper than many other areas in British Columbia.

This affordability makes it a popular choice for families, first-time homebuyers, and even single-person households looking to settle in a big city that offers the best of both worlds.

Renters can also benefit from Abbotsford’s competitive rental market, with one-bedroom apartments in the city center ranging from $1,200 to $1,500 per month. It offers them a more affordable option than Vancouver and other neighboring cities.


Abbotsford’s public transportation system, operated by the Central Fraser Valley Transit System, provides residents with a convenient and cost-effective way to get around the city.

A single fare costs $2.25, while a monthly pass costs $52. Additionally, Abbotsford’s location along the Trans-Canada Highway makes driving a viable option for those who prefer to use their vehicle.


Grocery costs in Abbotsford are generally in line with the national average. They offer residents a range of shopping options at competitive prices. Both local markets and large chain supermarkets provide various products catering to diverse tastes and budgets.

Abbotsford’s living index is lower than many other urban centers in the province. This appeals to budget-conscious individuals who want to save on groceries without sacrificing quality or variety.

Employment Opportunities

Abbotsford’s economy is diverse, with key industries such as agriculture, manufacturing, and healthcare providing residents with many employment opportunities. The city’s main employers include the Abbotsford Regional Hospital and Cancer Centre, the University of the Fraser Valley, and the Abbotsford International Airport.

Its strategic location near the US border and Vancouver further expands job prospects in sectors like trade and logistics.

Natural Beauty and Adventure

Abbotsford’s stunning natural surroundings offer residents numerous opportunities for outdoor adventures. From hiking in the Sumas Mountain Regional Park to birdwatching at the Great Blue Heron Nature Reserve, there’s no shortage of activities for nature lovers.

The city also hosts the annual Abbotsford International Airshow, drawing aviation enthusiasts nationwide.

Education and Healthcare Facilities

Abbotsford is home to the University of the Fraser Valley, which offers various undergraduate and graduate programs. The city also has a strong network of primary and secondary schools catering to English and French-speaking students.

Regarding healthcare, the Abbotsford Regional Hospital and Cancer Centre provide comprehensive medical services to the community. This state-of-the-art facility and numerous clinics and specialized healthcare centers ensure residents can access top-quality healthcare close to home.

Abbotsford has a relatively affordable housing market, diverse job opportunities, excellent education, and breathtaking natural surroundings. This makes it an attractive choice for people living in this expensive country.

As one of the most affordable cities in Canada, Abbotsford is certainly a destination to consider if you’re looking to live in Canada and get the most bang for your buck.

Compared to the cheapest places like Ontario Kitchener, Saint John, and Red Deer, Abbotsford stands out with its unique blend of urban amenities, natural beauty, and reasonable costs.

The overall cost of living here is lower than in many other Canadian cities, including the cheapest province of Nova Scotia. Abbotsford’s low living costs and various opportunities for work and recreation make it a hidden gem among the smaller towns and cities in the nation.


In conclusion, exploring the most affordable cities in Canada has led us on a journey through diverse landscapes, vibrant cultures, and unique opportunities. Moncton, Laval, Regina, and Abbotsford each offer their distinct charm and advantages, all while providing a more cost-effective alternative to some of the more expensive urban centers in the country.

These hidden gems combine affordability with strong employment prospects, enjoyable recreational activities, and access to quality education and healthcare facilities.

Whether you’re a young professional, a growing family, or someone looking to retire comfortably, these cities present various options that cater to various needs and preferences. As the cost of living continues to rise in many parts of the world, it’s more important than ever to find a place to enjoy a high standard of living without breaking the bank.

Considering these affordable cities in Canada, you’re taking the first step toward making that dream a reality. Happy house-hunting!

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